Home Others Payday Loans In Australia – From $300 To $5,000 Approved

Payday Loans In Australia – From $300 To $5,000 Approved


Indeed, it’s easy and possible to get a payday loan in Australia starting from $300 to $5000. You only need to have a steady source of income, and the Australian lenders will be more than willing to help.

Complex and challenging moments are inevitable, and in most cases, fewer people have set savings for emergencies. To be precise, 46% of Australians live paycheck to paycheck — which is a bad idea. And that percentage is for the employed individuals.

That means that if an emergency that needs cash occurs to them, they will have no other option other than running to payday lenders. However, Australia is one of the most trusted countries protecting its citizens from entering into a debt cycle.

So the platforms that I’m going to unveil here follow the Australian regulations about payday loans. As you may have heard, Australian payday loan lenders do not charge interest rates to their consumers. And that means that the loans are cheaper compared to other countries across the world.

Where to get Payday loans in Australia from $300 to $5000

1. Viva Payday Loans.

Viva Payday Loans is a lending platform in Australia to get a payday loan starting from $300 to $5000. On the platform, you can get a loan decision within 60seconds—hence you can solve an emergency quickly.

To qualify for a Viva Payday Loans in Australia, you have to be earning at least $350 per week. In addition, more than 50% of your income should be from other sources apart from Centrelink. With Viva Payday Loans, you make all the applications online and get a decision via a call, message, or email.

The platform charges a fixed fee of 20% and a monthly fee of 4% for loans below $2000, in line with the Australian regulatory authorities. However, for loans above $2001, different terms govern them. For example, you can get a loans for unemployed in Australia easily

2. CashAustralia.

CashAustralia is another platform to get a payday loan in Australia, starting from $300 to $5000. Like Gdayloans, you need to source half of your income from employment and not Centrelink.

The platform also follows Australian regulations of the 20% fee and 4% monthly fee of the payday loans up to $2000. In addition, the application process is entirely online hence saving a lot of time running from one lender to another.

You will get the final decision within 60 seconds and receive your funds within 24 hours. Moreover, the loan terms range from 30 days to 2 years.

3. Perfect payday.

Perfect payday is another online lender to get a payday loan from $300 to $5000 approved in Australia. The platform charges a 20% fee plus a monthly fee of 4%. The loan terms of a $2000 loan and below go up to 1 year. However, if you need a loan of more than $2000, the loan terms can go up to two years.

You can make the application online at any time of the day. In addition, there is always 24/7 support from the perfect payday team if you need to know something. In addition, you can use the loan for any purpose that you want.

However, to qualify for a loan on this platform, you must prove that you have a permanent source of income. That way, the lender will be sure of your affordability.

4. Jacaranda finance.

Jacaranda Finance is yet another lending platform to get payday loans in Australia, starting from $300 to $5000. The platform charges a 20% fee plus a monthly fee of 4% till you repay the loan in full.

You need to prove that you have a stable job for you to get a loan in Jacaranda. The loan terms go up to 2 years.

After you fill out the application form, you get feedback within one hour and get the funds to your bank after some minutes. Moreover, you can also get a payday loan if you have bad credit.

The bottom line.

Getting funding in the current times has become easy and convenient. Gone are the days when you could wake up very early in the morning, heading to traditional banks or payday lenders to get a loan.

Technology has made it possible to do everything in the comfort of your home. First, you get the loan amount to your bank, then you make a purchase online, and it gets delivered to your doorstep.

However, let that comfort drive you — remember always to take a loan that you can comfortably repay on time.